Administering Group Benefits 101

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Whether you’re new to group benefits or you're a seasoned vet, administering a group benefits plan is not for the faint of heart. The insurance world can be a daunting place, but you don't need to worry because Humi is here to help.


This Admin Guide will walk you through all of the rules and best practices to make your life as a benefits administrator easier.

In this guide you'll learn about:

  • Mandatory participation and how to waive coverage
  • How waiting periods work
  • Who's eligible for benefits? Employees, spouses and dependents – we'll explain!
  • Life events and how they're processed
  • All about the Non-Evidence Maximums (NEM) for salary-based benefits – let's break it down
  • Friendly reminders about terminations
  • And so much more! We can't wait to share it all with you!


Quick tips to get you started:

  1. Get familiar with your insurance carrier's online plan administrator website. Don't have access? Connect with our Benefits Support team to get you set up!
  2. In the insurance world, 31 days is like the magic number; The 31-day rule means any updates - like enrolling a new team member, updating a salary, or adding a dependent - needs to be processed within 31 days of the event. Learn more about the 31-day rule here.
  3. If anything's unclear, feel free to ask us. We absolutely don't expect you to know everything—that's why our friendly licensed advisors are here to help you out! Whether you're feeling a bit unsure or your employees have queries, our Benefits Support team is always ready to lend a hand. Seriously, we mean it, don't hesitate to reach out!

Ready to dive into the world of benefits administration? 

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